Why rent when you can own your dream home?
When you lease with the option to buy, you can pick out your own home, move in now, and take your time to get qualified with a lender later. You can even update it to truly make it yours.
If you have been turned down by the banks, but have 10% of the purchase price saved, you can pick a home from Zillow or on the MLS and we will buy it for you. Then you will have time to get qualified for financing from a lender in the future and buy the home. The Platinum Homebuyer Program is designed to make the home-buying process an immediately viable solution for aspiring homeowners.
We are committed to helping buyers get into homeownership. Our mission is to educate our clients with personalized advice so they can own their homes and build wealth for themselves.
Real Home Solutions offers you an opportunity to achieve the American Dream of homeownership through our unique, individually tailored lease with the option to purchase programs. Our Platinum Homebuyer Program™ paves the way for deserving people to become homeowners when banks are turning them down.
Requirements:
- Desire to be a homeowner
- 5-10% of the purchase price
- Can afford the monthly payment
- Any credit score considered
We’ll Buy It For You Today, So You Can Own It Tomorrow!
You will start by working with our approval team to determine how much you can afford. Once you have that figured out, you get to go house shopping! You will be working with a licensed real estate agent to pick out your future home.
Real Home Solutions handles the negotiation process and then we, or one of our funding partners, purchase the home for you. This allows you to move into your home and live in it while giving you the time you need to get qualified to purchase the home.
Before the end of the term, you can exercise your option to buy. You will get qualified from a lender and they can apply the option consideration you paid upfront to your down payment, closing costs, etc. Then, it’s 100% yours!
Build Equity By Making Rent Money Work For You
When you buy with our lease with the option to purchase program, you only pay the first month’s lease payment and a 10% option consideration fee. We don’t require last month’s rent or security deposits, which means these funds can be allocated toward your investment!
The Platinum Homebuyer Program is designed so that your credit and funds at the end of the term qualify you to purchase the home. Your option consideration fee will be 100% credited to you when you buy. Our goal is to create the most simple, straightforward, and trustworthy path to homeownership.
Since the sales price is locked in before closing, any increase in property value above that will be to your benefit. Your agreement also allows for an “assignment” which means you also have the option to sell to a third party for a profit, even before you have transferred the title into your name. You are spending very little money to control a valuable piece of real estate.
Key Benefits:
- Live where you want in a house you love. No more living in a cramped apartment with noisy neighbors or in a house paying off someone else’s mortgage.
- The option fee is fully credited to the purchase of the house. The fee you pay for the option to purchase is put towards the purchase of the property if you exercise your right to buy.
- Keep any added appreciation. Since the sales price is locked in before closing, any increase in property value will be to your benefit.