Innovative Approaches to Selling Your Home
Our focus at Real Home Solutions is to give sellers what they want from the sale of their home, whether that’s the most cash out, a fast sale, an easy stress-free process, or all of the above!
We’ll buy your home as-is in any of the following ways and close through a real estate attorney or title company. There are no fees or commissions and we will pay all of the closing costs when we buy your house.
Selling to Real Home Solutions will net you more money from the sale of your house than any other company!
Choose The Best Option For You
We can give you a cash offer, a remodel estimate, do a market analysis for your home, help you sell the traditional way, or structure an installment sale all with one phone call. Whether you are in a hurry to sell, have time, have money, have no money, have a nice house, or your house is falling down, we can help you review all your options and make the best choice for selling your home.
OPTION 1 – Lease Purchase or Owner Finance
Purchase Price: Full Price
Sell now for full price and receive monthly payments with NO landlord headaches! With the “Platinum Lease Purchase,” program we are the buyer but sub-lease the house to our buyer. We manage the property, pay the rent every month even if the house is vacant, and we’re responsible for all the maintenance and repairs. Our goal is to give our buyer terms and help them get you cashed out as soon as possible. This option is a great fit if you want full price for your home and don’t need the proceeds right away to go buy another house.
OPTION 2 – FSBO Helper
Purchase Price: Market Value
What if you could sell it in 14 days for TOP dollar WITHOUT paying any commissions or fees? Get multiple offers and save tens of thousands of dollars in concessions, commissions, and closing costs with FSBO Helper!
We’ll spend our time, money, and resources marketing your house to find a traditional buyer and list it on the MLS, just like an agent would. We even foot the bill for professional photos and Facebook ads. In fact, real estate marketing is our specialty! Our sister company, Leverage Local, does digital marketing for Realtors. We’ll make sure your house gets the exposure it deserves. We will launch it on sites like Facebook, YouTube, Craigslist, Zillow, Trulia, Reatlor.com, RE Colorado, and the MLS.
We work. You relax. From offer to closing, our team takes care of it all. We handle all of the paperwork and negotiation. This is a non-exclusive agreement so you can still sell your house on your own. This is a nice option if you want a quick sale and a good price for your house but don’t want to pay real estate commissions. We’ll help you get the most out of the house and make sure everything goes smoothly and easily.
OPTION 3 – Quick Cash Close
Purchase Price: Highest Cash Offer
If you need to sell fast, we can pay cash and close quickly just like the other guys, but we see this as a last resort after all other options have been exhausted. We pay more than other investors and iBuyers like Zillow, Redfin, Open Door, and Offer Pad. Your property can be sold as-is with NO repairs needed! Move out on your schedule. Buyer pays all closing costs. This option is best if you want to sell fast but don’t want to give your house away to companies making lowball offers.
Thank you for taking the time to explore our programs. We hope you see the benefits of PRICE, CONVENIENCE, and SECURITY that we have worked to create in our program. We look forward to working with you soon and making the sale of your home a stress-free and easy one.
Why is a Lease Purchase Becoming a Top Alternative to Selling a Home?
Our fast, easy approach to home selling has helped hundreds of people in the United States. How can it help you? Our objective is to make this as simple as possible for you so that you can move on with your life, and quit worrying about your house. We strive to achieve a win-win-win situation in all our offers.
You, as the seller of the house, win by receiving the assurance of knowing that while the house is being sold, all of the expenses are taken care of, the house is maintained, and you are receiving monthly checks plus all of the tax benefits and with none of the management responsibilities.
Our buyer wins by getting to own a home in a sooner than it would take them if they were trying to buy conventionally, as well as being able to immediately occupy their new home while qualifying for a loan. This way they don’t need to move twice, once into a home to rent while fixing their qualifing issue then again when they buy a home. Our system provides the paperwork that mortgage lenders look for when qualifying people for loans to assist our owner-occupant clients.
In addition, we give our owner-occupant clients immediate credit coaching and repair (if needed) to assist in the loan qualification process. Generally, they need anywhere from 6 to 24 months to get approved by a bank, but our goal is to get you cashed out sooner because that is when we make our money too.
We win by profiting from the sale of the home, as well as gaining two more satisfied customers. The reason that we are in business, of course, is to make a profit, as well as to use our expertise in real estate transactions to assist home buyers and sellers in making the sale or purchase of their home an easy, stress-free one.
Help Us To Help You
Right now, we have FAR more buyers than we have inventory of houses to put them in. The issue is many of our clients, and perspective clients, have had houses under contract and their loan failed to get approved for one reason or another. Usually it’s something minor, but sometimes it can be something that takes a little longer to deal with. Things like a divorce, more time on the job, self-employed and need to report more income, or an old credit mark.
So, the owner of the house they had under contract ends up not being willing to wait and we end up with a buyer with an almost completed loan and no house to buy. That’s where your house comes in with us as a buyer, while we work with our buyer, to get a new loan in place to cash you and I out in full. And you get paid while this is happening.
As you can imagine, this kind of situation is happening a lot right now. The requirements to qualify for a mortgage have tightened up dramatically. Lenders are requiring bigger down payments and a higher credit score. Something 75% of the market can’t qualify for a loan right now. We’re getting call after call from the lenders we work with because their deal fell through. So, a whole lot of good people who have plenty of money and plenty of credit need a beautiful home like yours and don’t want to wait.
What this means for you is you can sell your house now, for full price, and collect extra on top of that for a short period of time. We’ll be responsible for maintenance and deal with everything to do with the house until they buy. We help our client get mortgage ready, then it becomes a traditional sale. This way you get, full, or maybe even a little bit of a premium price for your house without the typical headaches of selling.
Summary of Benefits For You:
- Sold Now (We buy it to resell to our buyer)
- Net up to 15% More from the sale
- We make your payments, guaranteed
- Automatic principal reduction in your
- Save or repair your credit
- No management/rental headaches
- Opportunity for an increase in total income
- You may qualify for additional tax deductions (including depreciation, improvements, and repairs)
- No more stress, we take care of everything
- We take the house in as-is condition
- No more missed or late mortgage payments
- No more vacancies
- Immediate debt relief
- No maintenance issues or minor repairs
- You retain all the property tax benefits
- Potentially decrease tax liability by turning short term capital gain into lower long term capital gain (Flippers)
Frequently Asked Questions
What is a Lease Purchase?
A lease purchase is a situation where we agree to a price today and on a cash-out sometime in the near future. In the meantime, we would take over paying the mortgage – including taxes and insurance. We would be responsible for the home just as if we owned it, which includes all maintenance and repairs.
Basically it’s a delayed cash sale at the end of the day. It is both a seller and a buyer’s dream come true because it can eliminate many of the negatives normally attributed to the selling, buying, and renting of a home.
How does it work?
We present a monthly lease amount as well as a pre-determined sales price that is agreed to by all parties. A lease purchase is basically a monthly lease set up over a pre-determined period of time. At the end of that time, we purchase the home from you for whatever the predetermined price is.
The basics are simple:
- You lease with the option to buy or sell your property with specific terms to Real Home Solutions, LLC
- Real Home Solutions, LLC places a tenant/buyer in your property.
- The tenant/buyer receives the right to buy your property at our agreed price.
- Our approval team helps them qualify for a mortgage and they buy the home from us.
How much is this going to cost me?
The answer is simple. It doesn’t cost you anything. We make our money from the buyer, not from you. If you decide to do a lease-purchase or owner finance with us, you do not have to pay us a commission. We also pay all of the closing costs.
What are the advantages of selling my home by lease purchase or owner finance over listing it with a Realtor
We are buying your house, not listing it. We make your monthly payments while our buyer is qualifying for a loan. All your expenses related to the house are taken care of. Another advantage is that our objective is to put only high-quality buyers in the house.
Since we guarantee all maintenance on the house, it is in our best interest to ensure that our buyer will take care of the home and eventually secure financing to cash you, the seller, and us out.
This means that we put our buyers through an intensive pre-screening process before they are even permitted to look at the house. We don’t work for commissions. And, because our profits are made by selling for slightly higher than what we buy for, we have a vested interest in the house and in making sure it gets sold.
How long does it take before your buyer cashes me out?
That can depend on a number of different factors. We work with many mortgage brokers that are usually able to get most people financed after they have paid for 12 months on the lease purchase. Since everyone’s credit history and circumstances vary, that time period can be shorter or longer for the buyer that we eventually put into the home.
Because of this, we cannot guarantee the exact time our buyer will secure financing. However, until our buyer qualifies for financing, we continue to pay all the expenses related to the home. It is also in our best interest to get our buyer a new loan as soon as possible since that cashes us out as well as you. We work aggressively to get our buyer financed as soon as possible. Meanwhile, you are receiving monthly checks and your mortgage is getting paid down.
Why don’t I just sell the house myself or rent it in the meantime?
These options are always available to you. The difference would be that you are responsible for your monthly payments, maintenance, and repairs during the selling period. You need to try to find someone who can actually qualify for financing, wait for them to get approved, and hope that they don’t pull out of the deal, making you start the whole process over again.
After your home has now been on the market for a long time, it appears that something is wrong with it to the next potential buyers. Renting during this period opens entirely new difficulties that would-be landlords often overlook, especially when you are trying to show the home and sell while renters are living there.
Why don’t I just find my own lease-option buyer?
If you have the expertise to screen potential buyers, check references, know what sort of credit scores will allow someone to be able to be financed, deal with maintaining your home while someone else lives in it, work with mortgage brokers to get them financed, and finally, process all the paperwork and set up a closing, then finding a lease-option buyer on your own would be a viable option for you. If you lack the expertise in any of these areas, we are able to help.
What if your lease-option buyer doesn’t buy the house?
Our lease-option buyers are carefully pre-screened to ensure that they want to buy the house and are able to do so at some point in the future. However, circumstances can change in someone’s life, such as an unexpected job transfer that can make it necessary to move. In situations like that, we continue to pay all the expenses for the house while we find another qualified lease-option buyer to put into the home. Remember, we make our money when your house sells.
How can you say I won’t have any vacancies?
You won’t because your tenant will be Real Home Solutions, LLC. We’ll agree on a lease term—3 years, 5 years, whatever you want. And that’s the end of your vacancy problem. If our buyer moves out, then that’s our problem, not yours. We’ll keep paying like clockwork.
How do you eliminate my maintenance and repair problems?
You’ll have 4 levels of protection. First, Real Home Solutions, LLC will purchase a homeowner’s warranty at no cost to you and will keep it in force for the life of the lease. Second, the tenant/buyer will be required, by the terms of his or her lease, to perform all regular maintenance and repairs. Third, if any problem comes up that the tenant/buyer is unable or unwilling to perform, Real Home Solutions, LLC will do it. And, fourth, you’ll maintain your homeowner’s policy to protect against incidents covered by insurance.
What do I have to do?
For the most part, as the homeowner you don’t have to do anything. We take care of all the paperwork as well as the placement of tenants and monthly payments. And because you don’t have to worry about the day to day repairs, the only thing you need to decide is where you want your monthly checks sent. It is really quite simple.
How do I get my payment each month?
We can set it up however you like. Some of our homeowners like for us to electronically send the payment each month straight to their bank account. Others prefer us to set up an escrow account where we mail the rent to the escrow account and the account pays the mortgage. (You can call the escrow account anytime and request a statement of activity so you can see when the rent was paid and when the mortgage was paid.) We normally set it up to automatically pay your lender each month. That way you won’t have to worry about a thing.
What if a tenant damages my house?
Although we can’t guarantee that a tenant won’t damage your house, our agreement states that if that happens, we will repair it at our expense. Our objective is not to find a “tenant” – our objective is to find a buyer who will eventually own your house.
We investigate them thoroughly before entering into an agreement with them. Damages are rarely a problem. In fact, in most instances we have found that our buyers many times have improved a house with new carpet or some other upgrades, such as fencing. Again, if it does happen, we’ll fix it, and we put that in writing.
Who handles the paperwork? Do I have to pay for that?
Our attorney handles all of the necessary documents to make the transaction happen. And the best part is that you don’t need a PhD to be able to read them. Of course, you are always welcome to have these items reviewed by your real estate agent or attorney at any time during the course of the transaction. We want you to be 100% comfortable with everything before moving forward.
Questions? Call us at any time.